Auto Insurance

When it comes to understanding auto insurance in Tennessee, the team at Joy Insurance is equipped with the knowledge and expertise to help guide you. Auto insurance is not just about meeting legal requirements; it's about ensuring you and your vehicle are protected against unexpected incidents.

Tennessee Auto Insurance Requirements

In Tennessee, the state law requires drivers to hold certain minimum coverage. This includes Bodily Injury Liability Coverage of $25,000 per person and $50,000 per accident, and Property Damage Liability Coverage of $15,000 per accident. These cover the costs if you're found at fault in an accident.

Going Beyond State Minimums with Auto Insurance

While complying with the state requirements is a must, we at Joy Insurance believe in offering our customers more extensive coverage options. This includes comprehensive and collision coverage, which insures you against damages caused by theft, vandalism, fire, or a collision with another vehicle. Additionally, we offer uninsured/underinsured motorist coverage, which protects you if you're in an accident with a driver who isn't adequately insured.

Roadside Assistance for Added Coverage

To keep you protected beyond collisions and thefts, we also provide roadside assistance. This additional coverage can cover the cost of services like towing, flat tire changes, and emergency fuel delivery, providing you coverage wherever the road may lead you in Tennessee.

Get an Online Quote for Your Auto Insurance

Interested in exploring your auto insurance options with Joy Insurance? Head over to our Insurance Quotes page to get an online quote for your auto insurance. We'll provide an estimate that considers your specific needs and budget, helping you see how Joy Insurance can deliver the protection you need.

Have any questions? Don't hesitate to reach out to us . We're here to help you understand your insurance options and find the coverage that's just right for you.